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100 to 25,0000*

  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Secure Process

Your data stays secure no matter what. Our platform ensures that your personal information is safe from prying eyes. And since it is online, you can do it anywhere you want, anytime you need. It is available 24/7.

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Paid Into Your Account

Don’t have to wait days to get the funds you need. In just a few minutes, your money goes directly to your checking account. No fuss. no hassle. Quick and convenient service guaranteed.

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Credit Problems

Got bad credit? Having poor or bad credit doesn’t prevent you from applying for a loan. Our creditors do no credit checks. As long as you can pay the loan on time, everything is going to be fine. Your credit problem will never be a problem with us.

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Need Cash Assistance?

Got your eyes on a brand new car? Thinking about starting a family? For that, you’re going to need funds.
If you’re planning on getting financial assistance, we provide you with the best options that you’ll never find elsewhere. Even with bad credit, you are still eligible to apply for a loan.
The application process is amazingly simple and fast. In as quick as two minutes, you can have the results of your application right in front of you.

Why Unsecured Loans?

If you’re stuck in a difficult situation. Without cash, things could go from bad to worse. Going broke during emergency situations can be extremely aggravating.

If you don’t have anyone to turn to, it would be difficult to get out of that situation. Still, there are things that you can do to alleviate your circumstances. The best option would be to apply for an unsecured loan.

  • What Are Payday Loans?

    Payday loans are extremely useful during emergency cases. It’s relatively easy to acquire and does not need complicated requirements. You can pay back the loan on your next paycheck.

  • What Are Guarantor Loans?

    This type of loan requires a guarantor to co-sign the loan agreement. The guarantor takes the borrower’s place if in case they fail to pay back the loan or defaults.

  • What Are Logbook Loans?

    Logbook loans allow the borrowers to pledge their vehicles as a security deposit. The borrower hands over the ownership of the vehicle to the lender until the debt is paid.

People nowadays can’t usually think the right way when it comes to money. When they think of the amount they’ll get for a loan they get too excited but when the terms and interests starts to run they get frustrated. Some people get a loan with a real purpose, like for educational plan, for paying medical bills, and other important things. But some people only get a loan because they want to buy something luxurious which is not practical and could even put them into deeper debt in the future.

Applying for a Loan to Pay Off A Loan

Remember that a problem won’t be fixed by another problem. So basically getting a new loan to pay off your existing loan is a bad idea. 

First solution to manage your debts is to cut off expenses that you don’t actually need and live a simple lifestyle that will only fit your monthly income. In this way you’ll be able to see how much will be your basic expenses that you really need like your utility bills, your food budget, etc. Another option is to build an emergency fund that should sum up your three or six months income. Save more spend less. 

Getting another loan will only cause you more debts to pay off especially when the amount of loan you’ll get will not be enough to really cover up all your debts. So you just simply welcome another loan to pay off. 

You might want to consider a freelancing job or a part-time job to earn extra income to settle your debts. You can also start making financial plans and start paying off your debts with the lowest amount or could start paying off the higher amount of debts with its interest rates. Actually, it is up to you if how you’ll manage to pay your loans. Just keep in mind that before you get another loan mind as well settle first your existing loan so you won’t get any financial problem in the future.

Needing extra cash when you’re jobless can be a lifesaver; but if you don’t have friends or family to borrow from, it can be quite difficult, if not impossible to get a little extra spending money to tide by. If you’re looking to get a loan but don’t have a job, it can be difficult to find lending companies who will cater to you since employment is a big prerequisite when it comes to availing a loan. Thankfully, there are now a number of lending companies that cater to the needs of the unemployed.

Loans You Can Get While Unemployed

In order to avail loans while jobless, here are some things you can try:

Collateral loans

If you don’t have a job but you have something of value that you can use as collateral, then you can apply for a loan. Collateral loans often involve the use of personal property, such as your car, your mortgage, or something else of higher value than the money you intend to borrow, and use it as collateral in the event that you are unable to pay for your loan for whatever reason.

Alternate income loans

If you have a means to alternative income, there is a very strong possibility to avail of loans. Alternate means of income include pensions, benefits, a self-generated income from a business, or any other legal means of obtaining profits.

The problem with availing of loans via these mediums will be the inevitably high interest rates, and the shorter loan length. It will also require your personal information, and any negative results incurred during your loan term will reflect badly on your overall credit history and, ultimately, your credit score.

If you’re unemployed, getting a 600 loan can be harder. After all, the lender wants to guarantee that they can get their money back including the interest rate, and how can you possibly do it without a stable source of income.

Luckily, there are now lenders who are willing to accept your case, such as a payday, doorstep, and short-term loan providers, just to name some.

Providing An Alternative Source Of Income

Even if you’re not employed, you need to prove the lender that you can settle the loan without any hassle, and that can only be possible if you have another source of income. This could include:

  • Pensions

  • Self-employed income

  • Benefits

  • Alimonies

  • Child support

  • And other alternative sources of income you receive on a regular basis

Why Your Loan Application Is Rejected?

Despite proving the lender that you can afford the loan, your loan application may still be declined because of the following reasons:

  • A bad credit history

  • Multiple “hard inquiries”

  • Records of missed payments, defaults, CCJs, bankruptcy, and the like

How To Increase Your Chance Of Getting Approved Even Without A Job

If you are unemployed and you want to increase your chance of getting a loan without a job, the first thing you want to do is increase your credit remark. Building a good credit history will not only boost your chance to be granted but also, it may help you acquire a loan with lower interest and a more flexible repayment term.

To fix your credit score, you can get a free copy of your credit report to check if there are inaccurate data entered to your account. If there is, report it directly to your credit agency. You can check any open accounts and pay each one by one. It may take time and effort but it will pay off eventually.